Do you want to make unlimited safe payments by using your mobile phone and don’t want to carry cash with you? In this article note down sites like Payconiq, which allow you to make regular payments like paying at your clothes shop, websites, local bakery, and other online stores also allows you to send money to your friends.
What is Payconiq?
Payconiq is a mobile payment company founded by ING Group, that enables you to pay at your local bakery, cloth shops, websites, or online stores in a secure and safe environment. Like Verse online payments app, Payconiq – Shaping the Future allows you to send money to your friends, colleagues, roommates, or group of buddies who share expenses together, select a contact, enter the amount and confirm.
Furthermore, you can request payments and ask your friends to pay back to you, and you’ll receive money in seconds without any bank account. Similar to the QFPay payments app, it provides solutions for merchants and businesses, supported by big European banks, and ensures security on your transactions.
There are up to 31 Payconiq Alternatives. It has features like Accept-payments-online, Bitcoin & Cryptocurrency, Digital payments, Electronic wallet and Mobile Payment App. The best alternative to Payconiq is PhonePe, which is Premium. The other best apps like Payconiq are Blockonomics, Verse, and QFPay.
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Payconiq Information
31 Best Payconiq Alternatives
1: Chipper Cash
Chipper Cash, founded by Ham Serunjogi and Majid Moujaled in 2018, is a mobile payments app that makes it easy to send and receive money worldwide without fees or high rates. In addition to transfers, users can share expenses, pay bills, shop, and even earn cash by referring friends.
2: UbexPay
Similar to Skrill, UbexPay is a global payments app that helps businesses and freelancers manage transactions securely, following international standards. It’s ideal for e-commerce, allowing users to send and receive payments, pay bills, and request payments through the UbexPay Trust vCard.
3: Tendy
Tendy is a digital wallet that enables cashless transfers while protecting user privacy. With Tendy, you can send money without revealing personal details like email or phone numbers. The app offers a quick “scan and pay” option, letting recipients receive payments instantly.
4: GrabPay
GrabPay, previously MyTeksi or GrabTaxi, allows users to make payments by linking various cards to their GrabPay wallet. It’s a comprehensive payment tool for food, groceries, and services, offering features like instant notifications, payment tracking, and detailed transaction histories.
5: PayMaya
PayMaya, now known as Maya, is a versatile digital wallet and financial ecosystem. With thousands of cash-in options and billers, users can send money, pay bills, shop online, and recharge quickly and easily.
6: Yoyo Wallet
Yoyo Wallet is a mobile payment app that lets users earn points, stamps, and vouchers with each transaction. Its scan-and-go feature simplifies checkouts, while the app rewards users for their transactions with redeemable points.
7: EziPay
EziPay enables global transactions, allowing users to send and receive money internationally. It supports debit and credit cards, Visa, MasterCard, and other options, making it a secure solution for transferring money to and from locations like the Ivory Coast.
8: GOODPay
Similar to Payconiq and PayMaya, GOODPay is an online payments app powered by AI to offer secure transactions. It supports a variety of payment methods, and users can shop from stores, make transfers, or use the GOODPay Wallet for convenient payments.
9: Joompay
Joompay is a digital wallet that helps users manage their money, track transactions, and send or receive payments securely. It also offers special deals, rewards, and bonuses to enhance shopping and help users save.
10: UnionPay
UnionPay, created by China UnionPay and various industry partners, is a secure digital wallet for managing payments, including QR code payments and transfers. It offers comprehensive security through remote risk management.
11: Walmart Pay
Walmart Pay allows users to speed up checkouts at Walmart by adding a payment method to their Walmart account. With features like touch-free checkouts, it supports credit, debit, gift cards, and secure payments at Walmart stores.
12: Novi
Novi, developed by Facebook (now Meta), enables instant, secure money transfers across borders without hidden fees. Designed for everyday transactions, it ensures safety with identity verification and anti-fraud measures.
13: Fidesmo
Fidesmo enables contactless payments through wearables like rings, bracelets, and watches. With just a tap, users can send money, offering a convenient, hands-free payment solution.
14: Lydia
Lydia is a mobile banking and payments app that supports day-to-day financial needs, including secure internet payments and loans. With Lydia, users can transfer money via phone numbers without needing credit card details.
15: Dash
Dash, from Spektra, Inc., is an all-in-one app for paying, sending, and saving money. It helps users manage their finances, split bills, and schedule payments for timely processing in a secure environment.
16: Verse
Verse is a payments app perfect for managing group expenses, allowing users to send, receive, and track money for group activities or recurring costs. It ensures secure, fee-free transactions directly to bank accounts.
17: Bakkt
Bakkt is a financial technology and crypto wallet app listed on the NYSE. It allows users to securely store and trade digital assets with multiple layers of security.
18: DANA
DANA is a digital wallet that supports cashless payments for online and offline purchases. Users can also transfer money to friends by phone number and pay bills, including utilities and installments.
19: Blockonomics
Blockonomics is a bitcoin payments app for tracking and accepting bitcoin transactions. With its WordPress plugin, online stores can start accepting bitcoin payments easily and securely.
20: Azimo
Azimo, founded in 2012, is a money transfer app for secure, affordable cross-border transactions. It offers fast transfers to over 80 countries with no hidden costs, helping users save up to 75% on fees.
21: Zelle
Zelle is a digital payments network that lets users send money using just a phone number or email. Available through banking apps of affiliated partners, Zelle supports over 1,000 banks for easy peer-to-peer transfers.
22: Airtm
Airtm is a global payments company that enables users to send and receive money in dollars, regardless of currency. It offers a fast, affordable way to exchange money, even across borders.
23: Facebook Pay
Facebook Pay is a secure payment solution for Facebook, Instagram, Messenger, and WhatsApp users. It enables purchases and transfers with stored card information, allowing fast checkouts with biometric or pin verification.
24: PhonePe
PhonePe, a financial technology app from Flipkart, supports money transfers, bill payments, and mobile recharges using UPI or linked bank accounts. It’s a versatile tool for managing personal finances.
25: Coins.ph
Coins.ph is a mobile payments and crypto wallet app founded in 2014. It enables users to transfer money, pay bills, buy digital currencies, and make charitable donations using a scan-and-pay option.
26: Samsung Pay
Samsung Pay, launched in 2015, is a mobile payment app that uses contactless Magnetic Secure Transmission (MST) technology. It allows users to shop, pay bills, and earn rewards with Samsung devices.
27: QFPay
QFPay is a global payments app for businesses, enabling both local and international transactions through digital wallets. It supports easy payments by QR code and receipt printing for customer convenience.
28: Paysley
Paysley is a digital wallet that enables contactless payments for businesses and consumers. It supports payment requests via messages, email, social media, and QR codes, making it easy for fundraising, sales, and events.
29: Strike
Strike is a payments app that allows fee-free, fast international transfers. With its Bitcoin & Payments feature, users can make quick payments and buy or spend bitcoin without extra fees or volatility.
30: Skrill
Skrill is a secure online payment app that supports transfers to over 180 countries. Users can add funds via credit card, debit card, or bank transfer and make transactions or withdrawals worldwide.